Being self-employed makes buying insurance VERY expensive. A couple of years ago we decided to use Samaritan Ministries for our health care needs. Jeff is not on our family plan because he uses tobacco (cigars), so we carry a separate insurance policy for him, but our children and myself are on a family plan. The cost for Samaritans is much less than if we had to carry a normal health insurance policy. We pay $385 a month for all 5 of us. It would be the same price if Jeff were on it.
Samaritans is not insurance, but rather a Biblical alternative to health insurance.
Every month when I write out my check for $385, I write it to an individual person. Samaritans sends me a letter with a name and address of who I am suppose to send my ‘share’ to. They also tell what the medical issue is/was so we know how to pray for that person’s healing.
I LOVE the satisfaction of knowing that the money is going straight to a person and directly to their medical cost, rather than an insurance company whose goal is to make money!
I love that this is actually sharing the cost of medical bills of other Believers.
Even if we were wealthy I would still want to be a part of Samaritans because I believe that paying for medical care should not be big business, and insurance companies should not be influencing the cost of medical care as much as they do.
If you would like to know more about how Samaritans works, go here.
If you do choose to use them, please add my name as someone who referred you. ANOTHER great thing about Samaritans is that you get a cash credit toward your monthly share if someone enrolls using your name. How many ‘insurance’ companies do that?
Kitty says:
our pastor told us about Samaritans. he uses it, but my hubby so far has not been willing to take that step away from the conventional. Thanks for the endorsement. I’m going to send him this page.
Kitty
Monique Stam says:
While they are working on it, I think, they do not cover congenital defects (like my daughter w/ a syndrome) or previous conditions (like my lyme disease). It makes it tough if a child is born with a heart issue or something and it’s not paid for.
Kathy says:
I agree, but at least this is a good starting point for the majority.