Being self-employed makes buying insurance VERY expensive. A couple of years ago we decided to use Samaritan Ministries for our health care needs. Jeff is not on our family plan because he uses tobacco (cigars), so we carry a separate insurance policy for him, but our girls and myself are on a family plan. The cost for Samaritans is much less than if we had to carry a normal health insurance policy. We pay $320 a month, even if Jeff were on it the cost would be the same.
Samaritans is not insurance, but rather a Biblical alternative to health insurance.
Every month when I write out my check for $320, I write it to an individual. Samaritans sends me a letter with a name and address of who I am suppose to send the ‘share’ to. They also tell what the medical issue was so we know how to pray for that person’s healing.
I LOVE the satisfaction of knowing that the money is going straight to a person and directly to their medical cost, rather than an insurance company with a LOT of strings attached and people in offices to pay!
I love that this is actually sharing the cost of medical bills of other Believers.
Even if we were wealthy I would still want to be a part of Samaritans because I believe that paying for medical care should not be big business, and insurance companies should not be influencing the cost of medical care as much as they do.